=== LapinoPay – Payment Gateway for WooCommerce ===
Contributors: lapinopay
Tags: payment gateway, woocommerce, checkout, credit card, cryptocurrency
Requires at least: 5.8
Tested up to: 6.8
Stable tag: 1.3.1
Requires PHP: 7.2
WC requires at least: 5.8
WC tested up to: 9.7.1
License: GPLv3
License URI: http://www.gnu.org/licenses/gpl-3.0.html

Accept global WooCommerce payments with LapinoPay. Cards, multi-currency, refunds, and payouts on your schedule.

== Description ==

LapinoPay is a modern payment gateway for WooCommerce: accept payments worldwide, manage payments and refunds from one dashboard, and settle on your terms with fiat-to-crypto payouts.

Install the plugin in minutes, connect your LapinoPay account, and offer customers the payment methods they already use—while you keep visibility over balances, events, and payout requests.

Visit [lapinopay.com](https://lapinopay.com) to create a merchant account, explore the API and webhooks, or use payment links when you do not need a full checkout build yet.

= Key Features =

* **Worldwide checkout**: Accept cards and wallets your customers already use (availability depends on your market and onboarding)
* **Multi-currency support**: Currencies enabled on LapinoPay that WooCommerce supports—fetched live from the LapinoPay API
* **Hosted checkout**: Customers complete payment securely on LapinoPay and return to your store
* **Refunds & dashboard**: Handle payments and refunds from one place with real-time visibility
* **Payouts on your schedule**: Request fast payouts when you are ready—settle on your terms
* **Security & compliance**: Gateway-layer security, fraud tooling, and compliance so you can focus on your business
* **API & webhooks**: Same platform powers custom integrations, sandbox keys, and payment links
* **Automated order updates**: Order status syncs when payment succeeds or fails

= Benefits =

* Go live with WooCommerce in minutes after your LapinoPay account is approved
* One stack for WordPress stores today—API and more CMS plugins for other platforms
* Tax & VAT reporting handled at the platform level (see LapinoPay for details)
* Dedicated support and clear onboarding (register, verification, interview)

= Perfect For =

* E-commerce and WooCommerce stores
* Digital product sellers and service providers
* Merchants selling internationally
* Teams that want plugins now and API flexibility later

= Security Features =

* Encrypted payment processing
* Fraud protection and fair-play policies for merchants and customers
* No storage of sensitive card data in WordPress
* SSL/TLS for plugin-to-API communication
* Signed webhooks available for custom stacks

== Installation ==

1. **Automatic Installation**:
   * Go to WordPress Admin > Plugins > Add New
   * Search for "LapinoPay Payment Gateway"
   * Click "Install Now" followed by "Activate"

2. **Manual Installation**:
   * Download the plugin ZIP file
   * Go to WordPress Admin > Plugins > Add New > Upload Plugin
   * Upload the ZIP file and click "Install Now"
   * Activate the plugin

3. **WordPress Settings**:
   * Go to WordPress Admin > Settings > Permalinks
   * Select "Post name" as your permalink structure
   * Save Changes

4. **LapinoPay account**:
   * Register at [lapinopay.com](https://lapinopay.com)
   * Complete verification (documents and interview) to go live
   * Create a site integration and copy your public API token from https://lapinopay.com/integration

5. **Configuration**:
   * Go to WooCommerce > Settings > Payments
   * Find "LapinoPay Payment Gateway" and click "Manage"
   * Enter your public API token
   * Save changes

6. **Integration Verification**:
   * After saving, the plugin verifies your token against your registered site URL
   * Fix any errors by confirming the token and hostname match your LapinoPay integration

= Requirements =

* WordPress 5.8 or higher
* WooCommerce 5.8 or higher
* PHP 7.2 or higher
* SSL certificate installed
* WordPress Permalink structure set to "Post name"
* Approved LapinoPay merchant account
* Valid LapinoPay public API token for this site

== Frequently Asked Questions ==

= How do payouts work? =
Request payouts from your LapinoPay dashboard on your schedule. LapinoPay is built for fiat-to-crypto settlement with fast payout requests after successful payments.

= Which currencies are supported? =
Any currency enabled on your LapinoPay account that WooCommerce also supports (for example USD, EUR, GBP). The plugin fetches the live list from LapinoPay and matches it against your store currency.

= Is there a minimum transaction amount? =
Minimum and maximum amounts depend on your plan and payment method. Limits are enforced by LapinoPay when the customer pays.

= Do I need KYC verification? =
Yes. Merchants complete registration, document verification, and a short interview before going live. This protects merchants and customers and unlocks higher limits.

= What payment methods are supported? =
Cards, wallets, and regional options depending on your market and onboarding—for example Visa/Mastercard and other methods enabled for your account. See your LapinoPay dashboard for what is available to you.

= How do refunds work? =
Refunds are managed from your LapinoPay dashboard (and platform APIs). Policies and availability depend on the payment method and your account settings.

= Can I use LapinoPay without WooCommerce? =
Yes. Use [payment links](https://lapinopay.com), the REST API, and webhooks for custom stacks. This plugin is the WooCommerce integration.

= How secure are the transactions? =
LapinoPay runs the payment gateway layer—security, compliance, and fraud tooling—so card data is not stored in your WordPress site.

== Screenshots ==

1. Payment Gateway Dashboard
2. Configuration Settings
3. Payment Method Selection
4. Transaction History
5. Payout Management
6. Customer Payment Interface

== Changelog ==

= 1.3.1 =
* Updated plugin name and description to match the current LapinoPay product
* Clarified onboarding (KYC), refunds, payouts, and multi-currency behavior
* Removed outdated “zero KYC” / high-risk messaging

= 1.3.0 =
* Dynamic currency support: fetch available currencies from LapinoPay API
* Match LapinoPay currencies with WooCommerce-supported currencies
* Hide gateway at checkout when store currency is unsupported
* Cache currency list for 6 hours with EUR/USD fallback if API is unreachable

= 1.1.9 =
* Added WooCommerce Terms and Conditions checkbox integration
* Enhanced payment UI/UX with improved design
* Added loading states and better user feedback
* Improved responsive design for mobile devices
* Enhanced security information display
* Better error handling and validation

= 1.1.8 =
* Added EUR/USD currency support
* Improved minimum amount validation
* Enhanced payment method detection
* Performance optimizations
* Fixed checkout page
* Fixed config
* Disabled Revolut for now
* Added site URL parameter to API validation for better tracking


[Previous versions changelog available on our website]

== Upgrade Notice ==

= 1.3.1 =
Documentation and product messaging update to match the current LapinoPay gateway (currencies, KYC, refunds, and payouts). No breaking checkout changes from 1.3.0.

== Development ==

* Website: https://lapinopay.com
* Bug Reports: https://github.com/lapinopay/plugin/issues
* Developer Documentation: https://lapinopay.com/docs/developers

== Support ==

For support inquiries:
* Email: support@lapinopay.com
* Documentation: [Developer Docs](https://lapinopay.com/docs)
* GitHub Issues: [Report Bugs](https://github.com/lapinopay/plugin/issues)
* Security Reports: security@lapinopay.com

== Privacy and Security ==

This plugin processes payment-related order data. Here's what you need to know:

= Data Collection =
* Transaction data (amount, currency, timestamp)
* Order information
* Customer billing details needed for checkout
* Payment method / category selection
* No full card numbers are stored in WordPress

= Data Processing =
* Data is sent over HTTPS to LapinoPay APIs
* Follows platform privacy and compliance practices
* Fraud and abuse protections apply at the gateway layer

= Third-Party Services =
* Payment processing through LapinoPay and its providers
* Optional crypto settlement / payout services

For complete details, review our [Privacy Policy](https://lapinopay.com/privacy).

== Legal ==

* Terms of Service: https://lapinopay.com/terms
* Privacy Policy: https://lapinopay.com/privacy
* Cookie Policy: https://lapinopay.com/cookies
* GDPR Compliance: https://lapinopay.com/gdpr

This plugin is not affiliated with or endorsed by WordPress, WooCommerce, or any payment method providers (Visa, Mastercard, Apple Pay, Google Pay, Revolut, etc.).
