=== Netcreator Payment Gateway for UPI ===
Contributors: netcreator
Tags: woocommerce, payment gateway, upi, checkout, mobile-payments
Requires at least: 6.0
Tested up to: 7.1
Requires PHP: 7.4
Stable tag: 1.0.3
License: GPLv2 or later
License URI: https://www.gnu.org/licenses/gpl-2.0.html

Adds a WooCommerce payment method that opens UPI apps on mobile and provides copyable payment details on other devices.

== Description ==

Netcreator Payment Gateway for UPI adds a simple UPI payment option at checkout.

Customers can:
* open a UPI-enabled app on mobile
* copy the UPI ID
* copy the UPI payment link
* see the order total and payment instructions on the thank-you page

If QR code display is enabled in the gateway settings, the plugin loads a QR image from an external QR code service on the order received / thank-you page.

== Requirements ==

* WordPress 6.0 or higher
* WooCommerce
* PHP 7.4 or higher

== External services ==

This plugin can connect to the external service `api.qrserver.com` to generate a QR code image for the UPI payment link. This is used only to display a scannable QR code on the WooCommerce order received / thank-you page when the QR code option is enabled in the payment gateway settings.

When the QR code is shown, the plugin sends the generated UPI payment link to `api.qrserver.com` as part of the QR image request. That link can include the merchant UPI ID, payee name, order total, order number, and currency needed to build the payment request.

The service is provided by QR Server:
* Terms of service: https://goqr.me/terms/
* Privacy policy: https://goqr.me/privacy/

== Privacy ==

This plugin stores gateway settings in WooCommerce and uses order data locally to build the UPI payment link shown to the customer.

If QR code display is enabled, the plugin also sends the generated UPI payment link to `api.qrserver.com` so that service can return a QR image for the customer to scan on the thank-you page.

== Installation ==

1. Upload the plugin folder to `/wp-content/plugins/` or install the ZIP from the WordPress admin.
2. Activate the plugin.
3. Make sure WooCommerce is active.
4. Go to `WooCommerce > Settings > Payments`.
5. Enable `Netcreator Payment Gateway for UPI`.
6. Enter your UPI ID and save changes.

== FAQ ==

= Does the plugin confirm payments automatically? =

No. Orders are placed on hold until you confirm payment.

= Does this version generate QR codes? =

Yes. If the QR code options are enabled in the gateway settings, the plugin loads a QR code image from `api.qrserver.com` on the thank-you page. If QR code options are disabled, the plugin only shows the UPI app links and copyable payment details.

== Changelog ==

= 1.0.3 =
* Updated the plugin Author URI to the requested Netcreator service page URL.

= 1.0.2 =
* Added the plugin Author URI using the main Netcreator website URL.

= 1.0.1 =
* Removed the invalid plugin Author URI header.
* Added external service disclosure for QR code generation in the readme.

= 1.0.0 =
* Initial release
